I've had a Verge S8i for a few years now, and it's become my favorite local errand bike, as well as the bike I take on car vacations, my destination/resort bike. It has so many unique features that I really love, so where to begin? The internal geared hub and belt drive are super. Just the right gearing for in town speeds, with occasional elevations. And the silence is spooky, but welcome. Clean no-maintance, makes handling, storing indoors in a condo closet and transporting it a mess-free operation. The fenders are essential with sudden Florida showers and lots of puddles, since I don't wanna go shopping, and sitting down to eat, while sporting a muddy racing stripe. The hydraulic disc brakes also handle the rain a lot better than rim brakes, very strong, and I never have to adjust them. I've got a number of Tern luggage items, that snap quickly onto the rack, making errands easy. Overall very high quality, still looks new after over 3 years, no failures or problems. If a folding bike fits your needs, the S8i is an excellent choice.