The Tern GSD S10 Gen 3 is the result of nearly a decade of refinement since the original GSD essentially created the compact cargo e-bike category back in 2017. With a beefy 463 lb max capacity that's been DIN 79010 certified, the GSD can haul serious weight while the hydroformed frame, longer wheelbase, and lower center of gravity keep it stable and confident even when you're maxed out on kids and groceries.

Bosch's complete ecosystem is what separates this from the pack, combining that punchy 85Nm Cargo Line motor with legit ABS braking borrowed from motorcycles to prevent wheel lockup when you need to stop fast.

The little details add up in ways that show Tern actually listens to people who ride these bikes daily, from the remote-release kickstand that lets you mount safely with cargo to the oversized seatpost levers redesigned because the smaller ones hurt people's hands. With the adjustable stem offering 110 degrees of rotation, tool-free cockpit adjustments, and a fit range from 4'11" to 6'7", this is one of the rare cargo bikes the whole family can genuinely share without compromise.

Tern stands behind the GSD S10 with a 10-year warranty and promises 7-year parts availability, which is a big deal when you're dropping eight grand on what's essentially a car replacement. Throw in an accessory ecosystem covering everything from dual kid seats to rain canopies to trailer hitches, and you've got a bike that's actually designed to eliminate your need for a second vehicle rather than just being a fun weekend toy.